Role and tasks

• Shape product development and innovation for the Property & Casualty portfolio, including market and competitor benchmarking and connecting best practices across ERGO entities
• Act as central contact for local ERGO entities and internal stakeholders; ensure effective communication and coordination between local companies, Global P&C, ERGO International, Controlling, IRM and the wider Munich Re network
• Continuously monitor underwriting performance, profitability and P&L by combining product, underwriting, pricing and actuarial analyses with relevant financial KPIs
• Design and implement measures to improve product profitability in close cooperation with Pricing, Reinsurance, Claims, Actuarial, Data/Analytics, Finance, Controlling and Internal Audit
• Prepare, conduct and follow up on senior management meetings and contribute content to the annual planning process (e.g. loss cost/frequency trends, portfolio mix)
• Lead strategic projects in the Property & Casualty area to further develop the portfolio, processes and management tools
• Ensure an effective product, underwriting and pricing governance framework, including implementation of underwriting guidelines, training, audits and due diligence processes, as well as definition and follow-up of improvement actions

Profile and skills

• University degree and/or equivalent qualification in economics, finance, mathematics or insurance, plus professional experience in the insurance industry or in management consulting with a strong focus on insurance
• Sound knowledge of portfolio management and confident use of tools for product and profitability analysis, rate adjustments and interpretation of financial KPIs in Property & Casualty business
• Strong aptitude for data-driven decision making; experienced in performing targeted analysis of large data sets and in presenting and visualising results in a clear and meaningful way
• Proven experience in project and interface management and in working with decision-makers from different functional and responsibility areas.
• Strategic, analytical and execution-oriented mindset, strong abstraction skills and clear, audience-appropriate communication
• Genuine interest in international topics and projects, combined with willingness to travel on a moderate basis

Offer and conditions

A thrilling task where you can contribute your expertise.
Grow with us together! We provide space to shape the future of ERGO for and with each other. As you contribute to the successful development of ERGO, you can expect quite a bit from us as an employer, such as flexible working hours, opportunities for development, fair compensation, and even free hot beverages and water. Remote work is possible for up to 50 percent of the monthly working hours, offering you a high degree of flexibility. We provide you with the support you need to realize your full potential and to balance your work and private life. We take care of you!

About us
ERGO is one of the leading international insurance groups, operating in more than 20 countries worldwide. With us, you can expect a modern working environment, diverse development opportunities and responsible tasks that enable you to grow both personally and professionally. Join us in reshaping the future of insurance – with one shared goal: helping people live their lives braver and better.

Growing together
ERGO is a place where diversity is put into practice, and you’ll have the opportunity to work alongside people from different countries and specialist areas. You shape your own development path – through seminars, programmes, networking events, language courses, e-learning and on-the-job training. Our strong national and international structures open up a wide range of flexible career paths for you.

Application deadline
None. As long as this job advertisement is online, we look forward to receiving your application.

People with disabilities will be given preference if they have the same qualifications.
We look forward to receiving your application!

You can find detailed information about the application process here: Find out more